Health and Welfare

The Atlantic Canada Regional Council has partnered with Coughlin to provide members with comprehensive health coverage.

We encourage members with any questions or concerns about their coverage to talk with their benefits administrator or contact Coughlin directly by phone at (888) 204-1234 or by email at

Drug Card Brochure

Coughlin Health and Dental Booklet

Medical Claim Form

Dental Claim Form

Enrollment Form

Travel Insurance Booklet

How to Self-Pay Online (English)

How to Self-Pay Online (French)

Five Steps to Financial Wellness


COVID-19 Update From Couglin

COVID-19 Travel Info

Healthcare Spending Accounts (HSA)

HSA Information Sheet

HSA Brochure

Mental Health Tool  Box

Mental Health Tool Box Brochure

HumanaCare Bulletins

Welcome to Humanacare

People Connect – Mental Health Resource

As a reminder to ACRC Health and Wellness Plan members, effective December 1, 2019, the Plan introduced a virtual mental health tool – People Connect.  The attached information was recently sent to you by our Plan Administrator, Coughlin.  Access is as easy as going online to  This benefit is available to you and your eligible dependents.

Please note that while there is no charge for the first counselling session, further sessions for each insured individual can be directly billed to the Administrator up to the first $500 of use, provided you have this room available within your Paramedical Services maximum benefit.  We encourage members to access the online resources available under this benefit for mental health information and/or the virtual therapy if needed, and can assure you that use of this benefit is strictly confidential.  If you have any questions on this benefit, please do not hesitate to contact our Plan Administrator.

Member Announcement Letter

Welcome Guide

People Connect – FAQ Sheet